AGENTS: Get More Sales with Zero Down & Next To Zero DownMortgages

Rural HousingGuaranteed Loans

The Rural Housing section of the USDA offers Zero down loans in certain Rural areas.  Please contact Bell Mortgage for details. 

First Time Homebuyer Downpayment and Closing Cost Assistance

Minnesota Housing provides the opportunity for eligible homebuyers who qualify for a Minnesota Housing loan to receive an interest-free, deferred loan to help with downpayment and closing costs through the Homeownership Assistance Fund (HAF) and the HOME Homeowner Entry Loan Program (HOME HELP).

First time homebuyers interested in downpayment and closing costs assistance should contact a Minnesota Housing participating lender prior to signing a purchase agreement. Participating lenders can determine the level of eligibility.